body{font-family:Arial,sans-serif;margin:0;background:#f5f5f5}
.container{width:90%;max-width:1200px;margin:auto}
header{background:#0f2f5f;color:#fff;padding:15px 0}
nav a{color:#fff;margin:0 10px;text-decoration:none}
.hero{background:#163d77;color:#fff;padding:80px 20px;text-align:center}
.btn{background:#ff7a00;color:#fff;padding:12px 20px;text-decoration:none;border-radius:5px}
.cards{display:flex;gap:20px;flex-wrap:wrap}
.card{background:#fff;padding:20px;border-radius:8px;flex:1}
footer{text-align:center;padding:20px;background:#0f2f5f;color:#fff;margin-top:40px}